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Terms and Conditions (FR)
Table of Benefits
Cancellation Letter Template
We offer a comprehensive health insurance plan specifically designed to meet and exceed all Schengen Visa requirements, ensuring you have reliable coverage during your stay in Europe. Upon secure online payment, you will instantly receive your policy and the official insurance certificate by email. This certificate must be printed and included with your visa application dossier. How to obtain your certificate instantly: 1. Pay securely online using a credit card (all transactions are fully encrypted). 2. Once the payment is confirmed, your contract and the mandatory Schengen visa insurance certificate will be sent directly to your inbox. 3. Print the certificate and present it during your embassy or visa center appointment (e.g., TLScontact, VFS Global, BLS). *Note: If you choose to pay by other methods (like bank transfer or check, if applicable), coverage will not begin until the funds are received and cleared. Your application will be on hold until payment is confirmed.* Visa Refusal Guarantee: If your Schengen visa application is denied by the competent consular authorities, we will refund 50% of your paid premium (minus a €25 deductible per person). You must provide the official refusal letter issued by the embassy to process this refund. Cancellation Policy (Right of Withdrawal): In accordance with European regulations and the French Insurance Code (Article L112-2-1), you have the right to cancel your travel insurance contract within 14 calendar days from the date of purchase, provided the coverage period has not yet begun and no claims have been made. Please note: This right of withdrawal does not apply to short-term policies (duration of one month or less). For policies longer than one month, cancellation requests must be submitted in writing no later than 48 hours before the contract's effective start date. A €20 administrative fee per contract will apply for standard cancellations. For further assistance, our customer service team is available. Contact us here.
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Travel Insurance Advice
Assurances Sans Frontières is recommended by
Meilleure Assurance.
How to choose the right European Health Insurance?
When traveling to Europe, whether for a short holiday or an extended stay, navigating the healthcare system can be daunting. Medical costs in countries like France, Germany, or Switzerland can be extremely high for non-residents. This is why having robust travel medical insurance is not just a visa requirement, but a crucial safety net.
When selecting your coverage, don't just look at the price. Ensure that the policy covers 100% of actual costs for emergency hospitalization and includes full medical repatriation. While the Schengen visa requires a minimum of €30,000 in coverage, severe accidents or illnesses can sometimes exceed this amount, so having a reliable insurer is key.
Know the rules for your visa application: If you plan to visit multiple countries, make sure your dates of coverage span from the day you enter the Schengen Area to the day you leave it. Consular officers are very strict about this: if your insurance ends a day early, your visa could be refused.
Understanding the Schengen Area
One Visa, 27 Countries
The Schengen Area is a zone comprising 27 European countries that have officially abolished all passport and all other types of border control at their mutual borders.
For visitors, this means that once you enter one Schengen country, you can travel to any other participating country without needing another visa or undergoing border checks. However, you must apply for your visa at the consulate of the country where you will spend the most time (the main destination). If you are spending an equal amount of time in two countries, you should apply at the consulate of the country you will enter first.
Regardless of where you apply, your Schengen Visa Insurance must explicitly state that it is valid for the "Schengen Area" or "Europe", rather than just a single country.
Global Health Insurance Solutions
If you anticipate needing comprehensive health insurance that covers you anywhere in the world, we offer plans for expatriates, international students, and global nomads. Whether you are affiliated with a national social security system or need primary "first euro" coverage, we have solutions tailored to your international lifestyle. Note that our international health plans are separate from short-term Schengen travel insurance.







